Poor credit ratings usually translate into extremely high rates for auto insurance policies, and that's true in Washington. There are several factors that affect how much you'll pay for car insurance in Washington, including your driving record, age, location, the amount of coverage you buy and the insurance company you buy it from. It's perfectly legal in Washington for insurance companies to use credit scores as a factor in determining car insurance rates. Insurance providers effectively analyze the variables that represent your risk to determine how much you will pay for car insurance.
While finding the cheapest car insurance in Washington State seems like the best option, it's smart to also consider each company's coverage and service standards. Progressive offers the cheapest liability-only car insurance in Washington, while PEMCO offers the cheapest full coverage auto insurance policy. In other words, your individual combination of risk factors determines how much more you'll pay specifically for high-risk car insurance in Washington. If possible, parking your car in a garage and investing in an auto security system can not only give you peace of mind, but it can also help keep your car insurance rates low.
To drive in Washington, your car insurance coverage must meet the minimum liability insurance requirements. Quotes for fully covered car insurance in Washington can vary significantly depending on where you live in the state. Car insurance costs will vary between locations and insurance companies, depending on Washington County. Factors that don't drive, such as your age, location, insurance history, credit score, and vehicle, can also affect how much high-risk car insurance costs in Washington.
To learn more about how to get cheap car insurance while still having quality coverage, WalletHub posed the following questions to a panel of experts in Washington. This is because insurance companies generally consider married drivers to be less risky to insure than single drivers. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as approval of coverage, premiums, commissions and charges) and policy obligations are the sole responsibility of the insurer.