Washington State auto insurance laws require that all drivers have a minimum of bodily injury protection. This protects you from any injury or damage you cause to other drivers. Depending on your needs, you may consider purchasing additional insurance. Failure to provide proof of insurance after an accident is also considered a civil offense in Washington State and, if you provide false information, it may be considered a misdemeanor.
You may face several penalties and fines if your policy doesn't meet Washington's auto insurance requirements. If you own your home, bundling your auto and homeowners insurance in Washington State can help you save money while protecting your assets. A comprehensive coverage policy from one insurance provider can exclude hail damage, while a comprehensive coverage policy from another insurance provider can cover hail damage. Like others in the country, Washington State requires that all cars on the road have liability coverage through auto insurance.
In most states, including Washington, insurance follows the driver or car, depending on the type of coverage and the insurer. MoneyGeek also ranked the best car insurance companies in Washington for those who want solid service and affordable rates. These prices are only estimates based on fares for an average driver in Washington and should not be used to compare insurance prices. Before you get behind the wheel, make sure your auto liability insurance is enough to cover all your assets.
With the exception of auto insurance coverage for bodily injury and property damage, the state does not require drivers to have any other types of insurance. Drivers don't need PIP insurance in Washington, but they can purchase it to protect themselves against bodily injury and personal property damage during an accident. Washington is not a no-fault state, meaning you won't be allowed to claim compensation from your insurer if you're involved in an at-fault accident. This information is not an insurance policy, does not refer to any specific insurance policy and does not modify any provision, limitation or exclusion expressly stated in any insurance policy.
Washington (along with most other states) requires drivers to maintain a certain amount of liability insurance. Drivers with many traffic violations or DUIs on their record may struggle to find insurance in Washington State. In addition, if you drive a leased vehicle or have an auto loan, your lender may require you to have full coverage insurance to protect your investment.