Car insurance is affordable in Washington. Auto insurance quotes were collected in Washington in collaboration with Quadrant Information Services. Car insurance costs in Washington can be expensive if you're a young driver with little experience on the road. The cheapest states for car insurance are Iowa, Vermont, and Nebraska, according to the WalletHub Cheap Car Insurance Study.
See NerdWallet's guide to car insurance requirements by state for more information on how parts of your Washington auto policy work. Car insurance companies consider young drivers to be high-risk applicants, as they are more likely to be involved in accidents than their older counterparts, resulting in higher insurance costs. State laws govern the amount of insurance coverage drivers must carry, and no-fault laws affect insurers' risks. While a speeding ticket will likely increase your car insurance rates, it won't increase them as much as an at-fault accident would.
While this is lower than the national average, car insurance costs may be higher in Washington due to traffic density, urban population, rising rates of vehicle theft, uninsured drivers, natural disasters, and personal factors. The way to find the insurer with the best car insurance ratings in Washington and save on your insurance premiums is to compare quotes from all companies in your area. Property, Casualty, Life and Health insurance services offered through NerdWallet Insurance Services, Inc. Car insurance rates for 18-year-old drivers in Washington are four times higher than rates for adults.
Searching for cheap car insurance quotes with multiple insurers is the best way to find lower rates. The best way to know how much you should pay for car insurance in Washington is to get an idea of how much drivers pay with their profile.