The Allstate average premium is the highest on our list and is higher than the Washington state average, but you may still be motivated to get a quote. Your higher premiums may be due in part to the company's endorsement options, which can help you customize your coverage. You can choose to add custom team coverage, rideshare insurance or roadside coverage. In addition, Allstate offers plenty of discounts to help you save on your personalized coverage, including savings for new cars, responsible payers and smart students.
Just like the best car insurance, the cheapest car insurance in Washington will be different for every driver. Bankrate found that USAA, PEMCO and Geico offer the lowest average rates, but your rates will vary based on your personal rating factors. To find the lowest premium for your coverage, many insurance professionals recommend getting quotes from several different companies so you can compare prices. WalletHub makes it easy to find the best car insurance companies in Washington.
PEMCO, State Farm and GEICO offer the best car insurance rates in Washington, according to QuoteWizard research. USAA also offers some of the cheapest car insurance rates for drivers in the Evergreen state, if you qualify for coverage. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as approval of coverage, premiums, commissions and charges) and policy obligations are the sole responsibility of the insurer. If you're adding a teen, ask insurance companies to review their auto insurance discounts and see if they can lower your rate.
QuoteWizard conducted a comprehensive study of Washington's auto insurance rates using Quadrant Information Services. While a speeding ticket will likely increase your car insurance rates, it won't increase them as much as an at-fault accident would. The average cost of car insurance in Washington is 1% lower than the national average auto insurance premium, and Washington ranks 30 out of 50 for the most affordable car insurance rates in the United States. Finally, drivers should also consider purchasing other types of car insurance to better protect themselves, since liability insurance does not provide any coverage for the policyholder's injuries or property.
For most drivers, buying a car insurance policy is the easiest, fastest and most cost-effective way to comply with the law. Check with your car insurance company to see if they offer a mobile application that includes access to electronic identification cards. State Farm, GEICO and USAA also offer cheap car insurance to Washington drivers, as the charts below show. Searching for cheap car insurance quotes with multiple insurers is the best way to find lower rates.