Washington State auto insurance laws require that all drivers have a minimum of bodily injury protection. This protects you from any injury or damage you cause to other drivers. Depending on your needs, you may consider purchasing additional insurance. Washington (along with most other states) requires drivers to maintain a certain amount of liability insurance.
With Nationwide, it's easy to customize your policy with affordable Washington car insurance options. This information is not an insurance policy, does not refer to any specific insurance policy and does not modify any provision, limitation or exclusion expressly stated in any insurance policy. The terms, definitions and explanations of insurance are intended for information purposes only and do not replace or modify in any way the definitions and information contained in the individual insurance contracts, policies or declaration pages, which prevail. Drivers with many traffic violations or DUIs on their record may struggle to find insurance in Washington State.
If you own your home, bundling your auto and homeowners insurance in Washington State can help you save money while protecting your assets. This type of car insurance coverage in Washington is used to repair your vehicle when physical damage occurs from incidents not related to a collision (subject to deductible). With this optional coverage, Nationwide will not increase your car insurance rates after your first at-fault car accident. However, Washington State has a Washington auto insurance plan, which provides high-risk drivers with an insurance company to use.
Failure to provide proof of insurance after an accident is also considered a civil offense in Washington State and, if you provide false information, it may be considered a misdemeanor. Before you get behind the wheel, make sure your auto liability insurance is enough to cover all your assets. The consequences of driving without insurance exceed the monthly insurance premium and may result in the following penalties. Washington requires drivers to provide proof of insurance at the request of a law enforcement officer.
In addition, if you drive a leased vehicle or have an auto loan, your lender may require you to have full coverage insurance to protect your investment. Certain car insurance qualifying factors, such as your driving record, can significantly affect your insurance costs.