Washington State auto insurance laws require that all drivers have a minimum of bodily injury protection. This protects you from any injury or damage you cause to other drivers. Depending on your needs, you may consider purchasing additional insurance. Here are two different ways this standard rear end crash could be a big deal for you if you only have Washington State's minimum car insurance policy.
There's a good chance that you'll be involved in a car accident at some point. Make sure you're protected, because Washington State's minimum auto insurance policy alone isn't enough. With this optional coverage, Nationwide will not increase your car insurance rates after your first at-fault car accident. Drivers with many traffic violations or DUIs on their record may struggle to find insurance in Washington State.
The consequences of driving without insurance exceed the monthly insurance premium and may result in the following penalties. Your insurance company sends you a proof of insurance card when you start or renew your car or motorcycle policy. Not having car insurance in many states can make you a high-risk driver when you buy car insurance. Read on to learn the details of Washington's auto insurance rules, how coverage is likely to affect a car accident case, and the types of penalties you can expect if you are driving without insurance in Washington State.
Washington is not a no-fault state, meaning you won't be allowed to claim compensation from your insurer if you're involved in an at-fault accident. You may face several penalties and fines if your policy doesn't meet Washington's auto insurance requirements. In most states, including Washington, insurance follows the driver or car, depending on the type of coverage and the insurer. Drivers don't need PIP insurance in Washington, but they can purchase it to protect themselves against bodily injury and personal property damage during an accident.
Failure to provide proof of insurance after an accident is also considered a civil offense in Washington State and, if you provide false information, it may be considered a misdemeanor. The insurance adjuster tells him that he received the police report and found out that the other driver does not have car insurance. If that person has very serious injuries or if there were several people injured in the other car, Washington State's minimum insurance policy wouldn't even cover basic medical bills. If you own your home, bundling your auto and homeowners insurance in Washington State can help you save money while protecting your assets.