Full coverage insurance in Washington is generally defined as a policy that provides more than the state's minimum liability coverage, which is $25000 in bodily injury coverage per person, up to 50,000 per accident and $10,000 in property damage coverage. Washington State law requires all car and motorcycle drivers to have auto liability insurance and proof of auto insurance. For example, uninsured motorist coverage, deficit insurance, and medical payment insurance cover all expenses that car insurance. full coverage will not pay.
One way to lower your car insurance bill is to increase the deductible or what you pay before the insurance goes into effect. Washington State auto insurance laws require that all drivers have a minimum of bodily injury protection. If you own your home, bundling your auto and homeowners insurance in Washington State can help you save money while protecting your assets. Before you get behind the wheel, make sure your auto liability insurance is enough to cover all your assets.
Property, casualty, life and health insurance services offered through NerdWallet Insurance Services, Inc. Failure to provide proof of insurance after an accident is also considered a civil offense in Washington State and, if you provide false information, it may be considered a misdemeanor. When buying car insurance in Washington State, your agent or broker must offer you the following two types of coverage. Most insurers offer other types of coverage, which will likely increase your premium, so consider carefully what you'll need and talk to your insurance agent or broker.
Drivers with many traffic violations or DUIs on their record may struggle to find insurance in Washington State. However, Washington State has a Washington auto insurance plan, which provides high-risk drivers with an insurance company to use. This information is not an insurance policy, does not refer to any specific insurance policy and does not modify any provision, limitation or exclusion expressly stated in any insurance policy. In addition, if you drive a leased vehicle or have an auto loan, your lender may require you to have full coverage insurance to protect your investment.
Usually, your car insurance will cover you if you are driving to Canada, but check with your insurance agent before you make the trip. Read on to learn the details of Washington's auto insurance rules, how coverage is likely to affect a car accident case, and the types of penalties you can expect if you are driving without insurance in Washington State.