Most insurers offer other types of coverage, which will likely increase your premium, so consider carefully what you'll need and talk to your insurance agent or broker. You can learn more about when to drop optional coverage and penalties for driving without insurance in Washington to make sure you're paying for the coverage you need. This type of car insurance coverage in Washington is used to repair your vehicle when physical damage occurs from incidents not related to a collision (subject to deductible). MoneyGeek also ranked the best car insurance companies in Washington for those who want solid service and affordable rates.
Usually, your car insurance will cover you if you are driving to Canada, but check with your insurance agent before you make the trip. Full coverage insurance in Washington is generally defined as a policy that provides more than the state's minimum liability coverage, which is $25000 in bodily injury coverage per person, up to 50,000 per accident and $10,000 in property damage coverage. With this optional coverage, Nationwide will not increase your car insurance rates after your first at-fault car accident. Not having car insurance in many states can make you a high-risk driver when you buy car insurance.
Legally, before you can drive your car anywhere in Washington State, you must purchase car insurance. Read on to learn the details of Washington's auto insurance rules, how coverage is likely to affect a car accident case, and the types of penalties you can expect if you are driving without insurance in Washington State. However, some insurance companies treat DUI drivers as high-risk individuals and charge higher auto insurance premiums. In most states, including Washington, insurance follows the driver or car, depending on the type of coverage and the insurer.
Drivers don't need PIP insurance in Washington, but they can purchase it to protect themselves against bodily injury and personal property damage during an accident. The terms, definitions and explanations of insurance are intended for information purposes only and do not replace or modify in any way the definitions and information contained in the individual insurance contracts, policies or declaration pages, which prevail. Certain car insurance qualifying factors, such as your driving record, can significantly affect your insurance costs. With the exception of auto insurance coverage for bodily injury and property damage, the state does not require drivers to have any other types of insurance.