Auto insurance provides liability, medical, and property coverage. Washington State law requires liability coverage, however, there are other coverages you may also want to consider. Car insurance rates for 18-year-old drivers in Washington are four times higher than rates for adults. If your insurance company doesn't renew your auto policy, it must give you 20 days' notice before the non-renewal date takes effect.
Just like the best car insurance, the cheapest car insurance in Washington will be different for every driver. Before you get behind the wheel, make sure your auto liability insurance is enough to cover all your assets. This type of car insurance coverage in Washington is used to repair your vehicle when physical damage occurs from incidents not related to a collision (subject to deductible). Most drivers in Washington will likely choose to purchase car insurance to comply with the state's “financial responsibility law”, but you can also self-insure, provide a certificate of deposit or a liability bond.
To drive in Washington, your car insurance coverage must meet the minimum liability insurance requirements. We collect thousands of zip code rates from across Washington for eight of the state's largest insurers. Read on to learn the details of Washington's auto insurance rules, how coverage is likely to affect a car accident case, and the types of penalties you can expect if you are driving without insurance in Washington State. Quotes for fully covered car insurance in Washington can vary significantly depending on where you live in the state.
If you own your home, bundling your auto and homeowners insurance in Washington State can help you save money while protecting your assets. For most drivers, buying a car insurance policy is the easiest, fastest and most cost-effective way to comply with the law. Auto insurance companies in Washington were briefly banned from using their credit score to calculate their premium, but the judgment was recently overturned. While a speeding ticket will likely increase your car insurance rates, it won't increase them as much as an at-fault accident would.